Life annuity with Saut Winter Immobilier

Life annuities are a way of selling property that can be adapted to many situations, and are particularly popular with senior citizens who want to make the most of their assets while staying in their own home. At Saut Winter Immobilier, we can help you with this process by offering you informed, personalised advice.

What is a Viager?

1.Bouquet: At the time of sale, the buyer pays an initial amount, called the bouquet, to the seller. This amount is determined according to the value of the property and may vary from one case to another.

2.Life annuity: After the bouquet has been paid, the buyer undertakes to pay the seller a life annuity. This sum, which is generally paid monthly, lasts until the seller's death. The amount of the annuity is adjusted according to the seller's age and the value of the property.

3.Right of occupancy: In an occupied life annuity, the vendor retains the right to live in the property for as long as he or she lives. In a free life annuity, on the other hand, the buyer can take possession immediately.

The advantages of a life annuity:

- For the seller:

A regular source of income.

The possibility of continuing to live at home while benefiting from a capital sum.

- For the Buyer:

Access to a property, often at a lower cost than its market value.

An investment that can appreciate in value over the long term.

Why choose Saut Winter Immobilier?

We offer you expertise in the field of life annuities, helping you to understand all the financial and legal implications of this type of contract. Our team is on hand to answer all your questions and guide you through the process.

Please contact us to explore the opportunities offered by life annuities and find out how Saut Winter Immobilier can help you.